Many Americans dream of retirement—the “golden years” where they and their loved ones will be able to spend time together. The idea that retirement is a joyful time of relaxation and enjoying the rewards of a life’s hard work is part of our cultural fabric. Something less frequently discussed, however, is the transition from the “golden years” to old age.

What happens when the happiness of leaving the 9-5 behind turns into anxieties about the future? Unlike the happy vision of retirement as a social and restful time, old age can be frightening and lonely. Advanced Health Care wants to raise this issue and look more deeply at the experiences of elderly Americans.

Retirement: The Secret Anxieties of the Golden Years

For many, retirement evokes questions about financial security.

Did I work enough? Will I have enough money?

A fear of what will happen when a person “turns off their paychecks” and removes themselves from bringing in new income permeates what should be a happy time. Of similar anxiety is the loss and even grief felt by those who are leaving a career behind.

Who am I now that I don’t work? What do I contribute?

Even hobbies or favorite past times from a person’s younger years may not alleviate these anxieties, as bodies change or fail as they age. All this loss and uncertainty mixed together paints a very different picture of elderhood.

Loneliness in Old Age

As mentioned earlier, a significant component of what makes aging frightening is the loneliness that often accompanies it. As partners or friends pass away, the elderly are left with an increasing number of social resources or places of support.

As children or caregivers step in, the elderly may feel they’ve lost their dignity and their privacy, priming them for mental health issues as well. Depression and isolation from aging can even result in drug use or addiction. The elderly may suffer in silence, as well, with nobody close to them to realize they’re in pain.

What Can Be Done?

The best way to head into retirement with less anxiety is to simply prepare for it.

Start by managing your finances.

Do you have a will? A power of attorney? Do you have plans for your property or your long-term care? Get clear on your money sources and your expenditures, and share them with someone you trust. Having a plan for your finances will ease stress during crises or upheaval, and you’ll be glad to have answers to “What’s next?” during those moments.

Make their time worthwhile.

Once your finances are settled, think about what brings you joy—and who brings you joy. How can you find ways to engage in the hobbies you love as you age? How can you find ways to connect with loved ones or even expand your social circle now that you’re retired? By making new friends with similar hobbies, you’ll expand your network of people who care about you. That expanded network will be a resource for you during times of loss or sadness.

Planning ahead for retirement can seem scary, or can make the “golden years” seem fraught with anxieties. However, if you make sure you’ve taken the steps you can take to ensure your safety and support, the golden years can shine bright as ever!